Car Insurance

Auto Insurance serves as a coverage for your vehicle that is offered. With the right policy, you are covered in the case of an accident

Let’s say you just got your first car, you are happy, you are excited, you want to start driving it as soon as possible. Nothing else crosses your mind other than taking it for a spin. At that time, although it is an exciting time, you should start considering getting the right auto insurance policy for your vehicle to ensure that you are covered in the case of an accident or unforeseen situation. Just know that while you are covered, you are not alone and anything and everything that can be done to ensure that you see the best results in case of an accident will be done. We will be here for all of your auto insurance needs, no matter what the situation may be. We see you as part of our family, and will do everything that we can to ensure that you feel as such while you are with us. 

Synthium will ensure that your experience with us is one that you will appreciate and will want to expand the amount of time that is spent with us. We understand how exciting it is to get a new car, or a first car for that matter. For times like that we want to be the ones that assist you with all of your auto insurance needs. 

What is auto insurance? 

Auto Insurance serves as a coverage for your vehicle that is offered. With the right policy, you are covered in the case of an accident, whether you were the one that caused the accident or not. The policy also goes into place if you happen to cause any property damage that is caused by your vehicle. In other words, with the right coverage, you are covered for most cases. 

If you are involved in a car accident, your damages will be covered with an auto policy. If you are the one at fault, the costs of the damages will be covered for the other party involved. In the case that you are the one that was not at fault, you will only have to take care of paying your deductible, which may vary depending on the type of policy you carry, the rest will be taken care of. 

Not only are you covered for damages caused to and from the vehicle, but you are also covered for medical expenses as well. If you are involved in an automobile accident and have to go to the hospital for medical treatments, you are covered to a certain extent. With auto insurance, you have different types of policies available to you. Here are the policies and what they cover: 


Collision insurance covers you when your car is damaged in a collision based accident with another vehicle or an object, such as a wall or tree. We will do our part to ensure that the damages of the collision accident are covered after you have paid the deductible, if a deductible is in place. 


Liability is the standard when it comes to basic auto insurance, and it is the one that is required to have by law. Liability insurance ensures that damages caused by you are taken care of on our behalf. It does not cover any damages caused to you. It is important to know that there are 2 types of liability insurance, bodily injury and property damage. 

Personal Injury Protection (PIP insurance)

PIP insurance is an extension of car insurance that covers medical expenses, and also the loss of wages. PIP covers any medical costs that may be incurred by you or your passengers as a result of an accident. Usually referred to as the “no-fault” coverage because it helps with covering expenses regardless of who is at fault.

Uninsured/ Underinsured Motorist 

In a perfect world, everyone would have more than enough car insurance. However, we don’t live in a perfect world. Therefore, you are at risk of being stuck with a major bill if you are hit by a driver who has no insurance (uninsured) or not enough insurance to cover the costs (underinsured). Uninsured and Underinsured Motorist coverage protects you against that risk.


Comprehensive, or also known as other than collision coverage is coverage for your vehicle for damages that are out of your control. Comprehensive applies to anything that might happen to your car other than a collision accident such as theft, vandalism, falling rocks,  branches, storm damage, flood damage, and more.

We guarantee that we will go above and beyond for all of your auto insurance needs. We are here not only to help you with a policy, but for any questions that you may have as well, we will gladly answer them for you. Auto insurance is just as important as owning a car, and therefore must be applied to your vehicle. Don’t go another day without being insured. Step up and take the leap today towards providing the best coverages available for your vehicle. 

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